[INTRODUCTION]

[My Story]

At the age of 41, I found myself $800,000 in debt, unemployed, and watching my husband’s restaurant business crumble. It felt like we had failed at life with no hope of ever escaping the debt.

I enviously watched as my friends found success after success in their careers while we struggled to get groceries on the table. I had just been laid off and had no idea what to do with my life: I’d already tried being a public defender for the Legal Aid Society in New York City, being a lawyer in a large firm in Boston, working for a few start-ups, doing business development at an advertising agency, becoming a life coach, hosting a call-in radio show, and even opening a small paint-your-own-pottery-studio. I felt completely lost, like nothing I did would ever be enough to dig us out of the hole we were in.

To deal with the anxiety and self-doubt, my main strategy became avoidance. Avoid getting up by hitting the snooze button. Avoid the pain with alcohol. Avoid responsibility by blaming my husband. Avoid looking for a job by procrastinating however I could.

If you’ve ever been in this situation, you understand how monumental even the simplest tasks seem: getting out of bed, opening your bills, being fully present with your family, cooking a nice meal, applying for a job, going for a walk, canceling that subscription, or even just being honest about the extent to which you’re struggling. . . Everything feels impossible. Every morning when I woke up, the anxiety was coursing through my veins, and I thought, Is this really what it’s going to look like for the rest of my life?

But you want to know the funny thing about being stuck? I knew exactly what I needed to do: get up, tackle the dreaded pile of bills, get the kids ready for school, make myself go on walks, reach out to my friends for support, make a budget, find a job. And yet, I couldn’t seem to do any of it.