Getting started with Squarespace Capital

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Getting started with Squarespace Capital

Last updated July 28, 2026 13:51

Squarespace has partnered with Stripe to offer eligible businesses access to fast, flexible financing through the Squarespace Capital program in the United States, United Kingdom, Germany, and Australia.

Disclaimers

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Squarespace Capital offers eligible businesses access to fast, flexible financing. All financing applications are subject to review prior to approval. Loans are issued by Celtic Bank and serviced by Stripe, and YouLend provides merchant cash advances serviced by Stripe. See your Dashboard for the terms of your offer.

Squarespace Capital offers eligible businesses access to fast, flexible financing. All financing applications are subject to review prior to approval. YouLend provides merchant cash advances serviced by Stripe. See your Dashboard for the terms of your offer.

All financing requests are subject to final review prior to approval. Financing is provided in co-operation with YouLend GmbH and its affiliates. Technical support and customer management is provided by YouLend GmbH. Stripe Technology Europe Limited acts as an intermediary and technology provider. Stripe Technology Europe holds a license for loan brokerage pursuant to Sect. 34c para. 1 sentence. 1 no. 2 of the German Trade Ordinance. Competent Supervisory Authority: Industrie- und Handelskammer für München und Oberbayern, 80333 München. <https://www.ihk-muenchen.de/de/>

Financing is provided by Fundbox, an external finance provider, with payments facilitated by Stripe. Funding amounts, rates, and terms are based on review and approval of a completed application, and are subject to change. Financing offers might require additional documentation.

Eligibility

Squarespace businesses are automatically reviewed for eligibility on a daily basis, and we’ll send you an email if your business pre-qualifies for an offer. The criteria for eligibility are based on several factors, including:

  • Your transaction volume.
  • Your history with Squarespace.
  • You must be based in a country where Squarespace Capital is available. We're expanding the availability of Squarespace Capital to more countries soon.
  • You must use Squarespace Payments as your payment solution.

Eligible businesses will receive an email and Dashboard notification if they have an offer available to apply for.

Offer structure

If eligible, you’ll receive an email and dashboard notification with your personalized offers and you can choose the one that works best for your business. Each offer will outline:

  • Financing amount: the amount that will be deposited into your bank account.
  • Flat fee: the fee you’ll pay over time in exchange for the financing amount – there are no other fees or compounding interest.
  • Total amount financed: the sum of the financing amount and the flat fee.
  • Payment rate: the payment method and amount that will be used to pay the total amount financed.

Automatic payment

You’ll automatically pay for the financing over time according to your payment plan. The payment process will begin automatically 1-2 business days after the funds have been deposited into your account. Depending on your type of financing, you may have a minimum periodic payment.

To review a daily summary of your payment progress, you can view your financing in the Capital section of your Finance dashboard.

Manual payment

Depending on your type of financing, you may be able to make additional payments in your Capital dashboard.

  1. Open the Finance dashboard.
  2. Click Capital.
  3. Click Make a payment.

If you don’t see the option to make a payment, you'll need to contact your financing partner to make additional payments. To learn which company funds your financing, click View Details under the Financing History section of your Capital dashboard.

Early payment

There are no additional fees for early payment. If you'd prefer to pay faster, or pay the entire outstanding balance, you can arrange to make a manual payment in addition to the withheld amounts by clicking the ‘Make Payment’ button on your Squarespace Capital dashboard.

Paying early doesn’t guarantee subsequent financing offers. Accounts are automatically reviewed daily for additional offers, and we’ll send you an email if you qualify for any additional offers.

Minimum payment

For Squarespace Capital loans you’re expected to pay a minimum amount every payment period. That period will be determined during underwriting and based on the total term of your financing offer. Stripe automatically debits your bank account or account balance for the balance needed to meet your minimum payment. You can view your minimum payment amount in the Squarespace Capital dashboard or in your agreement.

To see a daily summary of your payment progress, you can view your financing in the Capital section of your Finance dashboard.

Pre-existing Stripe Capital financing

If you switched from Stripe to Squarespace Payments with existing Stripe Capital financing, payment is taken automatically from a percentage of your Squarespace Payments sales. You can check and manage your financing, including making extra payments, on your Stripe dashboard. You may be eligible for Squarespace Capital offers after your Stripe Capital balance is sufficiently paid off.

Additional resources

If you have additional questions about how our financing program through Squarespace Capital works, please review the FAQ or contact us.

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Getting started with Squarespace Capital